Enter the property price, deposit, interest rate, and loan term. The tool calculates an illustrative monthly payment in euros. It is for research before you speak with a lender—not an offer or eligibility check.

Some Italian banks lend to non-residents. Loan-to-value is often capped around 50% of the property value for foreign buyers, depending on income, nationality, and the asset. Approval is always case-by-case.

Plan for roughly 50% equity (50% LTV) unless your consultant confirms a higher limit for your profile. Residents may access more favourable terms with some lenders.

No. Results cover principal and interest on the loan only. Purchase taxes, notary fees, and agency costs are separate—often an additional 10–15% of the price depending on the transaction.

Sometimes, after succession is complete and title is registered. Heirs considering a co-heir buyout or renovation should read our inherited-property guide and speak with independent advisors. Read the guide.

They are estimates only. Actual rates depend on the bank, product type, your documents, and the appraisal. We can coordinate an introduction to independent mortgage consultants—not provide binding quotes.